Max 401k Contribution 2025 Employer Match Over 50. When factoring in employer contributions, the total combined 401(k) 2025 contribution limit for both employee and employer contributions is projected to reach $70,000. The 401(k) contribution limit for 2025 is $23,500 for employee salary deferrals, and $70,000 for the combined employee and employer contributions.

For 2025, employees can contribute up to $23,500, up from $23,000 in 2024. The total maximum allowable contribution to a defined contribution plan (including both employee and employer contributions) is expected to rise by $2,000.